TERMS OF SERVICE

By creating an account or otherwise using XRILL Trading Operating System (the "Service"), operated by [Your Legal Business Name] ("XRILL," "we," "us"), you agree to these Terms of Service. If you do not agree, do not use the Service.

XRILL provides trade-planning, journaling, scoring, and discipline tools, and may publish educational trade alerts to subscribers. The Service is for educational purposes only — see the Disclaimer for what that does and doesn't mean.

You must be at least [18] years old and capable of forming a binding contract to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.

[Describe your tiers, pricing, billing cycle, auto-renewal, and cancellation policy here — e.g. "Paid tiers renew automatically each month until canceled. You may cancel at any time from Account Settings; cancellation takes effect at the end of the current billing period. Refunds are handled as described at [refund policy link / terms]."]

You agree not to:

Redistribute, resell, or publicly repost trade alerts or paid content outside the Service; attempt to access another user's account or data; use the Service to provide investment advice to third parties; reverse-engineer, scrape, or interfere with the Service's operation; or use the Service for any unlawful purpose.

Nothing in the Service constitutes investment, legal, or tax advice. See the full Disclaimer — it's incorporated into these Terms by reference.

To the maximum extent permitted by law, XRILL and its owners, employees, and affiliates are not liable for any trading losses, lost profits, or indirect, incidental, or consequential damages arising from your use of the Service, whether or not you were advised of the possibility of such damages. The Service is provided "as is" without warranties of any kind.

We may suspend or terminate your access to the Service at any time for violation of these Terms. You may stop using the Service and close your account at any time.

We may update these Terms from time to time. Continued use of the Service after a change constitutes acceptance of the updated Terms.

These Terms are governed by the laws of the State of [your state], without regard to conflict-of-law principles.

Questions about these Terms? Contact [your contact email].